About Us

Best Lending Solutions Across The Nation

At Lending Array, we believe in making property ownership easy and rewarding for everyone. Based in Melbourne, we proudly assist clients nationwide with tailored finance solutions designed to fit their unique needs.

Our team of dedicated mortgage brokers does all the legwork for you—researching, comparing, and finding the best mortgage options that work for your situation. We simplify the process, so you can focus on what really matters—getting the best deal without the stress.

Since we first opened our doors, we’ve helped countless families and investors build their financial future—from buying their first home to planning for retirement.

Our team is made up of experts who genuinely care about helping you succeed. Whether you’re a first-time home buyer, an investor, or looking to refinance, we’re here to support you every step of the way.

Personalised Guidance for Fast Loan Approvals

At Lending Array, we know that applying for a loan—especially a home loan—can feel demanding. That’s why we’re here to make the process smoother and simpler for you.

Here’s how we support you:

Our Mission & Vission

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Our Mission

To find the best loan option for any size, type, tenure of mortgage suited to client’s individual needs.

vision-mission-value

Our Vision

To be the top performing financial solution provider assisting Australians progress to the financial future of their choice.

Our Values

At Lending Array, everything we do starts with our values. They shape how we treat our clients, tackle challenges, and deliver results. We’re here to build trust, form genuine relationships, and help you reach your financial goals with confidence.

Care

Your needs come first—always. We take the time to truly understand your unique situation and aspirations so that we can offer solutions that align with your goals. From the first conversation to the final approval, we’re with you every step of the way, making sure you feel supported, valued, and understood.

Because your goals deserve solutions designed with care and built for your financial success.

Honesty

Transparency is the foundation of what we do. We believe in open, clear communication, ensuring you understand every part of the process. Whether it’s breaking down fees or clarifying terms, we’re here to give you all the information you need—no surprises, just confidence in your decisions.

We make every step clear so you feel confident in decisions that shape your future.

Integrity

For us, doing the right thing isn’t optional—it’s who we are. Whether we’re recommending the best loan option for you or advocating on your behalf, we hold ourselves to the highest standards of ethics and professionalism. You can trust us to always act in your best interest.

Integrity means putting your best interest first, ensuring trust and ethical solutions at every step.

At Lending Array, care, honesty, and integrity aren’t just words on a page. They’re the heart of who we are, and they guide us in helping you achieve your dreams.

Your Guide to Quick Loan Approvals

It all starts with a conversation about your financial needs and goals. We take the time to understand your situation, and then we do the hard work—researching a variety of products from different lenders to find the perfect solution for you.

To make your life even easier, we handle all the paperwork, manage the application process, and guide you all the way through to settlement.

And the best part? Because this is our area of expertise, we move quickly. Thanks to our strong relationships with lenders, we work fast to get your finance sorted.

Simply put, a broker like us is focused on your best interests, while lenders are focused on theirs. We think the choice is clear when it comes to who will do a better job for you.

Description

This interest only mortgage calculator helps you work out what your regular repayments during and after interest only period will be based on your loan amount. Repayments frequency can be changed to monthly, fortnightly or weekly. Calculate both Principal and Interest repayments for a loan term.

Assumptions
  • It does not take into account any possible up-front fees. Only Ongoing fees are used not Upfront or End of loan fees (i.e. discharge costs)
  • Interest rate does not change over the loan term.
  • Interest is calculated by compounding on the same repayment frequency selected, i.e. weekly, fortnightly, monthly. In practice, interest compounding frequency may not be the same as repayment frequency.
  • It is assumed that a year consists 26 fortnights or 52 weeks which is counted as 364 days rather than 365 or 366 days.
  • No rounding is done throughout calculation whereas repayments are rounded to at least the nearer cent in practice.

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